Did you know you can purchase Real Estate with IRA MONEY? Have you been Thinking about Investing in Real Estate in 2019? Ever dream about Flipping a House? Looking for an alternative to the Stock Market? Ok, the answer is yes! Read this short blog on “Real Estate in a Self-Directed IRA”. It is super easy and a great way to use some cash in a retirement account that may be underperforming in other assets! Now, this is not Monopoly Money but real MONEY you can tap into from your own IRA. Lisa and I have started the process and it is very simple! Read the article below and feel free to get in touch with me if you have any questions! 912-844-9000
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A self-directed IRA or other self-directed retirement account is technically the same type of account you may have at a brokerage firm such as Fidelity, Vanguard or Charles Schwab, but in addition to selecting which stocks, bonds, and mutual funds are held in your account, you are able to “self-direct” your retirement funds across a wide range of investment types.
A self-directed IRA puts you in the driver seat of your financial future, giving you the freedom and control to invest in assets
you know and understand.
Discover the Power of Self-Directed IRAs
These powerful accounts combine the tax advantages of retirement accounts with almost endless investment options. You are in control – you find your own investments and perform due diligence, we handle the distribution of funds, custody the asset(s), process all transactions, maintain records and provide IRS reporting.
You are not limited to stocks, bonds and mutual funds – self-directed IRAs allow you to invest in real estate, private equity, notes, precious metals, tax liens, and much more.
Explore the advantages of having a self-directed IRA or the definition of self-directing your retirement.
Self-Directed IRA Investing 101
Who Can Custody or Hold IRA Assets?
Federal law requires IRAs and other retirement accounts and assets to be held by a bank, trust company, credit union or IRS approved non-bank custodian.
Equity Trust is a passive non-bank custodian, which means we do not provide any tax, legal or investment advice.
Equity Trust does not sell investments, determine suitability or provide due diligence on investments.
Learn more about the role of a self-directed IRA custodian.
Investment Options for Self-Directed Investors
As long as IRS guidelines are followed, investment options within a self-directed IRA are virtually limitless. Some of the most popular investments Equity Trust custodies include:
Mortgage Notes/Trust Deeds
And countless other alternative investments
Self-Directed IRA Rules and Regulations
IRS tax code defines retirement plans and The Employee Retirement Income Security Act (ERISA) of 1974 outlines rules and tax implications of transactions within plans.
General rules to follow can be broken down into a few categories: prohibited transactions and investments, disqualified persons, indirect benefits, contribution limits, fair market valuations (FMV) and unrelated business income tax (UBIT).
Self-Directed IRA Investing Process
Once an account is established, the investment process is rather straightforward. Your IRA (or other retirement account) actually makes the investment in the asset of your choosing, the funds to purchase the asset come directly from the account, all expenses and profits as well as any sales must be paid or returned to the account.
Review the investment process in-depth and learn how retirement investing through a self-directed IRA works.
While the most relevant information regarding self-directed IRAs has been covered, there are many questions that are frequently asked. Find answers to these common questions here.
Self-Directed IRA Costs
Equity Trust has eliminated complicated fee structures common with other custodians. Annual account fees are all-inclusive. Special service fees may apply, see fee schedule for additional information.
New accounts are subject to a one-time set-up fee in addition to a standard yearly maintenance fee based on your account value."